Estimate Writing And Supplements in Texas
Xactimate estimates and supplements that capture the full cost of repair
Insurance companies price claims in Xactimate. If your estimate isn't in the same format, with the same level of detail, it's easy for an adjuster to dismiss. We write complete Xactimate estimates that speak the carrier's language — and leave nothing out.
Supplements are how missed or hidden damage gets added to a claim. Once tear-off begins, contractors routinely find decking, framing, drywall, insulation or code items that weren't visible during the first inspection. We document those items and submit a clear, supported supplement so they get paid.
We regularly find missing items such as starter and ridge, drip edge, ice and water shield, steep and high charges, detach-and-reset items, permits, code upgrades, matching and general contractor overhead and profit.
What's included
- Site inspection or review of your photos and measurements
- Complete Xactimate estimate with local pricing
- Line-by-line comparison to the carrier's estimate
- Supplement package with photos and justification for each item
- Follow-up with the adjuster until items are resolved
Who it's for
- Homeowners who want to know what their claim should really be worth
- Roofing and restoration contractors who need supplements written
- Property owners whose first estimate missed whole areas of damage
How it works
- Step 1
Send your estimate
Share the carrier's estimate plus any photos, invoices or measurements you have.
- Step 2
Scope & write
We inspect as needed and write a full estimate of the true repair cost.
- Step 3
Supplement
We submit the missing items with supporting documentation.
- Step 4
Follow through
We respond to adjuster pushback and keep the supplement moving.
Estimate Writing And Supplements questions
What is a supplement?
A request to the insurance company to add damage or costs that weren't included in the original estimate, supported by photos and documentation.
Is there a deadline for supplements?
Policies and carriers vary. Some set time limits for reporting additional damage or completing repairs, so it's best to act quickly. We'll review your policy.
Do you work with contractors?
Yes. We write estimates and supplements for roofers and restoration contractors on behalf of their customers.
Related services
Appraisals
When you hire me for an emergency damage appraisal, I represent your best interests—not the insurance company's. While they bring in their own adjuster, I carefully inspect and document the damage to your property. My goal is to ensure you receive a fair settlement that restores your home to its pre-loss condition.
Loss Consulting
As a loss consultant, I provide concrete evaluations and detailed estimates for damaged properties. My role is to analyze the condition of your property and document the true scope of repairs needed. With my reports, you gain the accurate numbers necessary to support your claim and secure a fair resolution.
Umpire Services
When a dispute arises between you and your insurance company over the value of a property damage claim, I serve as a neutral third party to help bring resolution. Unlike an adjuster who represents one side, my role is to remain completely impartial, making sure both parties receive a fair and accurate determination of the loss.
Estimate Writing And Supplements across Texas
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